Bank blues!!

The bank said on Thursday that we would be closing Monday, so by Tuesday morning when we hadn't heard from them we called to see what the schedule was for us to be closing. We had already scheduled the excavation for Monday which didn't actually happen until yesterday (Wed).
That was so fun to watch the guy in that track-hoe to the excavating! Josiah was a little scared of the loud noise, but had fun watching!
The concrete guys were scheduled to come right after they guy was done digging the hole, but we cancelled due to the loan not being closed and funded....we don't want to put any more moola into this until we sign those papers!!
So Lou Anne, the loan officer, said she would be calling today to tell us when we will be closing (for the third time, I believe). So hopefully this time she's right because we are chompin at the bit to get the concrete in so it's set by the 1st and Tom can start the framing!! We are excited!!
Hopefully there are no issues with us closing the loan, Lou Anne is assuring us that everything is OK, but that there are a lot of loans that they are working on!!
I haven't uploaded the pictures from excavation but I will do that a little later after I accomplish some housely duties first!!!
Well my son is asking to watch his ABC movie so time to go!!

New schedule!!

On Friday Melissa went to the PUD to get an application for temporary power and they gave me the U Dig # to call, before we dig anything and there are at least 6 different utility companies that have to come mark up the property....so we will begin the excavation for the house on Tuesday morning and get the forms for the foundation going at noon that day as well.
We didn't hear from the bank on Friday so, we're not sure if the loan is closing tomorrow or not??

Monday's THE DAY!!!!

Today Tom scheduled excavation, and concrete forms for Monday! Everyone is ready to go as it has been slow and people are ready to work! The timing, yet again, is absolutely perfect as Tom will finally be done tomorrow with the current home they've been working on for a month and a half at least! The weather has drawn out this job by many days!
Temporary power pole went in today, put in by Silverline Electric who will be our electricians!! Thanks guys!
Tom went to put the house address on the property last night, so everyone knows where to go!!
Monday will be a busy day of officially closing on the loan, and officially groundbreaking at the property to begin construction!!
Wow...we're finally here!! Thank God for His provision during this whole process...His timing is impeccable to say the least!! His hand has been in this whole entire process!! Praise Jesus!

Some pictures finally!!

Hi all...I was able to add pictures finally so be sure to look at them at the bottom of the blog!!
Take care!!! Love you all!! TOM & MELISSA

Staking out the House for Excavation!

Today it was so cold and the roads were covered in an icy sheet, so as Tom tried to make it up the hill where his job is, the truck tires were spinning out and he started sliding down the hill backwards. The trailer jack-knifed and the truck spun all the way around...thank God Tom is ok and there wasn't any damage to the truck and trailer!!
To say the least Tom and Ryan didn't work today again due to the freezing cold weather!! They have had to keep putting off finishing this job because of this weather. They only have a couple days left to work on it and get it all done...so hopefully that will be soon!
Since Tom didn't work he decided to go stake out the house in preparation for excavation work!!
He had Richard's help to do the task in the below freezing weather!! They got the staking all done, so we are ready for the excavator!
I went out to, of course, take pictures of the first major event on our property and to my surprise saw a SOLD sign, which felt really weird!! I took some good pictures and I hope I can post them all on this site..I have yet to try the multiple picture thing on here!!
It's really official and it's all truly going to happen!!
Tom spoke with LouAnne, our great loan officer, and she said that we will be for sure ready to close on the loan by Monday the 26th!! WooHoo!! We will bring in receipts for the items we've
paid for and that will be deducted against the down payment!!
So the excavator will be back in town on Thurs and hopefully we can get him to dig our hole on Friday!! How exciting!

Closer and Closer

Tom spoke with a loan officer in Spokane yesterday because our local one LouAnne has had a family emergency come up! Tom & I are praying for her and the family! Hope everything's ok for her. The woman in Spokane told Tom that they are very close to having the assessment done. In a day or two it will go to the underwriters who should have it for a week. We have a closing date of the 22nd of January....so Tom is bouncing ideas off me to see what we should do about the electric and to figure out how to get the first things scheduled to happen by the end of the month that way we can bill it out and get paid from our loan right away!!
So the deadline is January 22nd! Wow it's getting closer and closer, but Tom was figuring out that this process has taken at least 40 days going into 50 or more!! That's a long time but it's certainly divine timing in my opinion..our God is taking care of us! Praise you Jesus!!

Hi all...Tom heard from the assessor today and the loan officer...they said the assessment should be done soon..should've been done as of Monday evening but Tom will hear more from LouAnne tomorrow (today as it is almost 2am :{ crazy)!
Also we were shocked to hear from the city building dept. that the permit to build is ready! Tom took the app. on Thursday afternoon. It was supposed to take 6-10 days, but it only took 2 days! Wow..the timing is such a God thing!
Now we are waiting to just close on the loan. In the meantime, Tom is going to schedule the excavator to come dig the hole for the foundation and we will be ready to pour right when we close on the loan!
I'll work on getting pics up..I haven't taken a picture of the land yet!!

Planning

Hi ...we are excited to start this Blog to keep everyone updated on the progress of our home building project!! It's a dream come true for Tom to build our family a home with his own hands, so we can build a great amount of sweat equity on a new home!!
Tom will frame, set windows, roof, hang siding, do the finish work, hang cabinets, lay flooring, and whatever else he can to build that equity!! Richard Guthrie will be working with Tom on the construction project! We are thankful for his help in advance...thanks Richard!! You and your family are a blessing!
Our status currently is "waiting on the loan to close"! We have heard from our loan officer LouAnne and she said that the assessment on the house will be done by tomorrow (hopefully) and it will go to the underwriters for about a week and then we should be ready to close. We had to sign an addendum to the Purchase Agreement for the land since it's gone longer than we expected of course.
In the meantime Tom has been working on things like getting the approval for a septic system, and turning in the application to the city for an approval to build our home!! It was quite an extensive amount of paperwork! Tom has been doing such a great job at getting all that tedious paperwork done! Good job honey!!
Melissa is still mulling over how the kitchen cabinet layout should be arranged as well as the utility room, walk in pantry, and the bathrooms...those are important areas that need to be functional. Hopefully the decisions made will be attractive to prospective buyers should we sell the house in a couple of years!!!
Well thank for reading our blog and we will post pictures later & fill in on the progress!